Attention homeowners: Real estate appraisal services for in Salisbury and Rowan County

The top seven reasons NC homeowners call on Leonard Eudy Appraisal Services, Inc.:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using a real estate agent)
  2. To challenge a NC property tax assessment
  3. Remove PMI to reduce their monthly mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. To review a different appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. To determine the true market value of property in question to settle an estate in Rowan County or the state of NC

Need help determining the price of your house in or near Salisbury, NC?
Contact Leonard Eudy Appraisal Services, Inc..

At Leonard Eudy Appraisal Services, Inc., we understand the special needs of a homeowner looking for appraisal services. Our usual business clients understand the appraisal process and the customary documents we provide. But as a consumer,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own house because you most likely have an emotional attachment to it. Our professional appraisers at Leonard Eudy Appraisal Services, Inc. are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract buyers. It gives you something tangible to show your buyer. The appraisal is an independent third party's opinion of your house's value, not just how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value opinion than yours.

PMI Removal Appraisals

An attractive way to cut expenses for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to the lender to have the PMI eliminated from your loan. We are qualified in helping homeowners just like you abolish unneeded PMI insurance.

Challenge property tax assessments

If you live in a region that is declining or not appreciating as much as other properties close to yours, your local tax assessor may have your house overvalued. This only means you are probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better off you'll be. An appraisal report from Leonard Eudy Appraisal Services, Inc. is your perfect weapon when challenging your property tax assessment.

Was your HELOC recently frozen?

Your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) if your house is close to a declining area -- even if your specific property has not declined in value. This can this be annoying from a cash flow point of view, and destructive to your credit score since it may appear as though that credit line is maxed out. Leonard Eudy Appraisal Services, Inc. can help you reinstate your HELOC.

We Provide Field and Desktop Appraisal Review Services

Have you just accepted a copy of your appraisal and you'd like to have a seasoned appraiser double-check it for preciseness or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comparables in question. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? Leonard Eudy Appraisal Services, Inc. can help you with that. While usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.